David Giertz’s Advice to Advisors

David Giertz has made a major impact on the financial world. He has a wealth of knowledge about this world. With more than three decades of experience in this world has become a go to for many advisors seeking knowledge of in the financial services industry. In a recent interview with WSJ, he spoke with Veronica Dagher about the importance of speaking to clients about Social Security.

We all have heard about the danger of losing Social Security. It would seem like a no brainer for financial advisors to be talking with their clients about it. In his interview however, Giertz stated that advisors simply are not doing this. In a recent survey with Nationwide, he found that most people say their advisors are not talking with them about Social Security. The study also revealed that nearly eighty percent of clients said they would switch advisors if they did not address this topic. Why are advisors not addressing Social Security. David Giertz thinks that it is very complex. With more than 2700 rules concerning Social Security, the issue can be tough to handle. With so much riding on Social Security it is really important that advisors address this issue on Nationwide.

David Giertz has been the senior vice president of Nationwide Financial Distribution and sales at Nationwide Life Insurance Company for the last four years. During that time he has held important positions such as Vice President of sales and Vice President-NF Sales from 2004 to 2009. He is responsible for the overall strategy private-sector retirement plans on Facebook, life insurance and annuities. He has great knowledge of this area making his advice on Social Security very creditable.

David Giertz education came from the respected University of Miami and Millikin University where he earned his MBA and BS degrees. He has been involved with a number of community organizations including a position as Vice Chair on the Board of Trustees with Millikin University. Today he and his wife Eve are active runners and travelers. He continues to impact the financial world in a major way. Source: http://www.whitepages.com/name/David-L-Giertz/Columbus-OH/7x2w2br

How Todd Lubar Survived the Great Economic Meltdown of ’08

Todd Lubar has had an illustrious career which has made him a wealthy man. Over that duration, he has mentored and inspired many aspiring real estate enthusiasts. Todd began as a loan originator with a company known as Crestar Mortgage Corporation. Here, he gained the necessary experience that would later come in handy when dealing with his personal businesses. He learned the tricks of the real-estate trade from other industry stakeholders like real estate agents, CPA’s, financial planners and insurance agents as well.

The First $100 Million

1999 was a great year for Todd Lubar. He joined the Legacy Financial Group as an equity analyst. Progressively, his skills refined and decided to take it up a notch by opening Legendary Properties, LLC. In no time, this residential development company had purchased, rehabilitated, sold and profited from the over 200 properties. The units ranged from single family houses to small estates. His charm and charisma enabled made it possible for him to connect with plumbers, masons, landscapers and other experts needed in the construction of properties. All in all, he is credited with making well over 100 million dollars.

Todd Lubar is a People Person

Charter Funding was founded in 2003. It was a subsidiary of First Magnus Financial Corporation. First Magnus is ranked as one of the largest privately held mortgages in the US. Again, this merger would prove to be useful shortly. Todd was very smart to venture into a realm which was previously overlooked by the traditional lenders. His risk assessment skills are currently ranked among the most-sought-out after in the entire marketplace. Few candidates can claim to have transacted over 7000 transactions.

Crash of ‘08

The upheavals which rocked the housing and the real estate markets in 2007 and 2008 caused Todd to shift his attention elsewhere. The investor decided to venture into commercial demolition and in Automotive Scrap metal recycling business. His efforts paid off brilliantly. Soon Legendary Properties, LLC started being traded on the public stock exchange market.

About Todd Lubar

Todd attended Sidwell Friends Schools in Washington DC from 1977 to 1987. He proceeded to The Peddie School in Hightstown NJ. He later enrolled at the Syracuse University for a B.A. He graduated in 1995. He is married. Find him on social media or contact him via toddlubar.com, where he loves to share with his fans and followers.


  1. Angel.co
  2. https://www.rebelmouse.com/todd_lubar/


Julie Zuckerberg – Ensuring Quality Recruitment And Talent Acquisition Services Through Experience

The space of talent acquisition has been witnessing some positive changes that have been helping the corporate sector to identify and recognize talent. One of the key figures in the sphere of talent acquisition is Julie Zuckerberg, who has over fifteen years of experience in the field. Julie has worked in many leading talent acquisitions, insurance, finance, recruiting and staffing firms, including the globally renowned Hudson, Citi Group, and New York Life Insurance Company in her career. Currently, she is the Talent Acquisition Lead at the Deutsche Bank, which is one of the best global investment and banking firms in the world.


Julie is based in Manhattan, New York, and is a familiar name in the corporate recruiting and talent acquisition world. Apart from her work, she is interested in many other things like fitness, traveling, animal welfare, human rights, arts and culture, civil rights, economic empowerment, and more. Julie believes in the power of determination and hard work and knows following passion would deliver results sooner than later. In a relatively short period, she has gained the position space she specializes in that is sure to turn heads in the sector.


Julie is a young, dynamic, experienced and well-qualified talent acquisition professional who understands the human resource development sector like the back of her hand.It helps her develop recruitment strategies and implement them effectively, so that the results are obtained with precision, giving the organization an added advantage of a greater leadership, performance oriented workforce, and enhance organizations’ overall productivity and performance.


Julie Zuckerberg graduated from the City University of New York-Brooklyn College getting Bachelors in Philosophy. After graduation, she went to the New York Law School to study law. After completing her studies in law, she joined Hudson, which is one of the globally acclaimed recruitment and staffing companies. At Hudson, she got the exposure and practical experience she needed in the recruitment and human resource sector. Julie was responsible for the hiring of case managers, lawyers, paralegals, and other temporary and permanent positions at company’s clients’ organizations, including for financial institutions, law firms, banks, corporations, and more.


At Hudson, she even managed to handle conflict resolution department and proved to be the vital link between the workforce and the management. Compliance management, counseling, coaching, and supplying recruitment guidelines consisted of other ancillary responsibilities she managed. After working for five years at Hudson, she moved to Citi Global Functions as Executive Recruiter, where she served four years, before being promoted to the post of Vice President, Executive Recruiter at Citi Global Consumer Bank. At Citi Global Consumer Bank she worked for another six years, before joining the New York Life Insurance Company in November 2013.


Currently, she serves as the Executive Talent Acquisition Lead at Deutsche Bank and handles Private, Commercial and Wealth Clients, GTO and Asset Management. She manages high-level recruitment including for the positions of Managing Direction and provides full life cycle recruiting services to the company. Her contributions to the growth of the company have been remarkable, and her functions and involvement in strategic planning for recruitment have helped the company acquire some of the best talents in the industry.


Arthur Becker is a Leader in Info Tech and Bio-Tech Industries

Arthur Becker is based in New York and was currently the Chairman and CEO of Zinio LLC. In 2012, Zinio experienced an executive shuffle in which Arthur Becker, among David Gilmour, Bill Gray, Bill Grabe, and David Roth were named as the members of the executive board. Whereas, Michelle Bottomley was named the president and Rusty Lewis the CEO while the CEO and co-founder Rich Maggiotto became the Chief Innovation Officer.

According to the NY Times, he previously served as the chief executive officer of NaviSite Company, which offered application and technology management services to clients in UK and US. He worked at NaviSite Inc., as from 2003 to 2010. NaviSite is a NASDAQ listed company. The Company was providing cloud-based application management and data center hosting.

NaviSite provides a complete suite of scalable and reliable managed services, including Managed Cloud Services for organizations seeking to outsource IT infrastructure and cut operational and capital costs. At NaviSite he was involved in critical processes and activities such as financing, development of business strategies and overseeing mergers and acquisitions.

Becker had served in the capacity of the director and vice president at ClearBlue Technologies Inc., as from 2000 to 2003 before he joined Navisite Inc. ClearBlue Technologies is a revered Smart Off-Grid organization that combines communication and cloud computing technology with green energy technology for the development of the off-grid lighting, mobile solutions, and security systems.

The ClearBlue Technologies was started with the purpose of buying-out and acquiring distressed tech organizations dealing in Internet infrastructure and services. The ClearBlue Technologies is a predecessor-in-interests of the current Atlantic Company. Becker is the co-founder of Atlantic Company. As per the Record Date, Atlantic was holding approximately 36.5% of the Common Stock concerning the outstanding shares in NaviSite.

Becker is the managing member and founder of other investment and technology companies. It includes Impower, which is London-based Company that provides technology consulting services to the government. The second Company is the Advance Partners LLC that provides various financial advisory services to the Global Switch and Cendent Corporation in the UK. The other is the Madison Technology LLC, which is a New York-based technology organization that is dealing with the management of investments. View his full bio on crunchbase.com.

Related News: http://fashionista.com/2012/07/vera-wang-and-arthur-becker-file-for-separation-what-does-this-mean-for-the-future-of-the-vera-wang-label

The Sunny Plumber Is Here To Brighten Your Day

Out of sight, out of mind. That’s how most homeowners feel about their plumbing system. Unfortunately, when something goes wrong with your plumbing, the problem quickly becomes apparent. Calling a plumber to your house is a stressful, and usually expensive, ordeal.

The Sunny Plumber is redefining the home plumbing experience. The Tucson, Arizona-based company has gone to great lengths to create a positive public image, reveals Manta.com. The company’s president, Kenneth D. Goodrich, is a thirty year veteran of the HVAC industry. He designed the company’s logo, a sun holding a pipe wrench, to illustrate his technicians’ sunny dispositions. Goodrich took customer service to a whole new level when he asked the College of Southern Nevada to create a training program for his heating and plumbing technicians. The program focuses on how a customer’s cognitive ability changes as they age, giving technicians a better way to evaluate homeowner’s needs.

No job is too large or too small for the Sunny Plumber. Leaky faucets and fixtures are handled with ease. Hot water heaters are adeptly installed and serviced. The Sunny Plumber is also available to test your water quality. If harmful chemicals, bacteria, or sediments are found to be contaminating your water, the Sunny Plumber’s water quality specialists can recommend and install the proper treatment system.

Clogged drains and wastewater backups are any homeowner’s, or business owner’s, worst nightmare. The Sunny Plumber provides 24/7 emergency service. Technicians employed by the Sunny Plumber possess the expertise, and the necessary equipment, to deal with any plumbing disaster.

Don’t forget, regular maintenance can prevent plumbing disasters from happening in the first place. Join the Sunshine Club to give yourself piece of mind today! For more info, visit thesunnyplumber.com.

Reference: http://www.bloomberg.com/research/stocks/private/snapshot.asp?privcapid=241127254

Championing the rights of those who can’t; Thor Havlorssen

They say that the events that we pass through as children have a lot to do with who we eventually become. This story is true for one Thor Havlorssen. Thor is a Venezuelan human rights activist who also has some Norwegian heritage. He seems to have been born to be an activist because both his parents come from a lineage of great community leaders and were also activists. When Thor was a little boy, he had to watch his father get mistreated and even jailed by a dictatorial regime in Venezuela. His mother, Hilda Mendoza, was also shot during a peaceful protest against an oppressive regime.

What seems to have irked Thor the most regarding the incident, which he himself reported about was the fact that the perpetrators of the crime were arrested, released and even after being tried and found guilty, they were sentenced to only three years. To add salt to injury, they were released after serving a mere 3 month jail term. He realized that human rights were not applicable to all and started his movement, The Human Rights Foundation. Through the foundation, he has been able to champion the rights of individuals and human rights groups from across the globe.

Thor has been involved in a number of large scale matches, movements and events that are meant to create awareness about human rights. His annual event, The Human Rights Conference is one of the most notable annual events on the globe. He has also been directly involved with some tough situations when trying to make the voices of the people being denied their rights heard. It is to be noted that a while back, he escaped narrowly from Vietnam where he had been covering an inmate’s suffering story. His cameramen had to use tricks to hide footage of the entire ordeal.

Thor believes that the most important discussion that should be taking place in the nations should be the plight of those who are oppressed by dictatorial regimes and other complications. He states that he only respects a person based on the types of things that they believe in.


Mikhail Blagosklonny Ideas on the role of TOR in Aging and Cancer

Mikhail Blagosklonny is an oncologist, author and a professor at Roswell Park Cancer Institute. He possesses vast knowledge in cancer, cellular, and molecular biology, as well as clinical investigations. His specialties include cell cycle, anticancer therapeutics, mitosis, tumor suppressors, and signal transductions among others.

His involvement in the age-related diseases and aging has helped him reveal anti-aging drugs such as rapamycin. Mikhail Blagosklonny holds a Medical Doctorate in internal medicine from the First Pavlov State Medical University of St. Petersburg.

Career Background

Mikhail Blagosklonny has vast experience in the medical field following his work at research and medical education institutions in the United Sates. In 2002, he worked at New York Medical College as an Associate Professor of Medicine.

He later joined Ordway Research Institute in Albany New York as a Senior Scientist. He later got an appointment at Roswell Park Cancer Institute as an oncologist professor following his knowledge in the cancer biology and therapy. Additionally, Mikhail is an author of more than 170 research work, book chapters, and reviews.

According to Research Gate, Mikhail Blagosklonny is an editor of several publications of Cell Cycles, PLOS ONE, Cell Death and Differentiation, Autophagy, and Cancer Research as well as Cancer Biology and Therapy. He has also edited journals such as the American Journal of Pathology and International Journal of Cancer.

Rosewell Park Cancer Institute

Rosewell Park Cancer Institute is a New York-based medical facility that deals with cancer research and treatment. The institution, which is a member of the National Comprehensive Cancer Network, carries out clinical research and develops new drugs for the treatment of different types of cancer in adults and children.

Mikhail Blagosklonny’s role in the institution includes formulation of new anti-cancer therapies, as well as various methods of preventing cancer. He also engages the fellow workmates in the institution in developing new ideas on normal cell protection during chemotherapy and radiotherapy.

Role of mTOR in Aging and Cancer

According to Mikhail Blagosklonny, molecular damage or any other random damage is not the primary cause of aging and cancer. He cites that the inflammatory activity of the hypothalamus that increases with age could be the cause of aging. The Target of Rapamycin (mTOR) promotes cellular mass growth, and when the developmental stage comes to a halt, the aging process begins.

mTOR leads to increased functioning of the cell in the body leading to an increase in the secretion produced by fibroblasts that alter the normal equilibrium of the body. A change in the body’s balance leads to age-related diseases resulting to death.

Vijay Eswaran And His Marketing Life

Vijay Eswaran is a Malaysian marketer and philanthropist that currently resides in Penang. He was educated in socio-economics from the London School of Economics in 1984. It was not long before he traveled to Europe in search of work. He sporadically did many different jobs that were unrelated to his degree in order to make ends meet. His life in Europe allowed him to build character and real life skills.

Vijay Eswaran started looking into binary system marketing when he resided in the United Kingdom. He went to the United States to further his education at the Southern Illinois University.

He worked as a marketer Synoptics when he was still in the United States. This opportunity allowed him to obtain experience in multi-level marketing. Vijay Eswaran upgraded his marketing career by working for the Cosway Group back in Malaysia.

The QI Group was founded in the late 1990s by Vijay as a multi-level marketing company. The company was later transformed into a business that dealt with media, communications, travel and other ventures.

Read more: V Managing Partner and Founder Dato’ Sri Vijay Eswaran

Vijay had recently received the Lifetime Achievement Award at the Chinese Economic Forum in November. He received the award because he was considered to make an impact in the local economy in his line of work. The award on mlmnation.net was presented to him by the Governor of Melaka himself. There were other government officials present at the award ceremony.

He is also the founder of the RYTHM Foundation on YouTube. The foundation is the charitable part of the QI Group. The group helps to fund certain groups in developing countries that aids disabled or underprivileged children.

Hair Care – Wen by Chaz

When Chaz Dean (http://chazdean.com/store.aspx) picked up his camera for his commercial photography ambitions, he became more passionate about a profession other than simply taking photos. Specializing in the beauty industry, he perfected his skills by enrolling in cosmetology school soon after moving to Los Angeles. Naturally, he started this because of his love for photography as well as being a stylist.

Years later, Dean ended up with a high number of celebrity clientele soon thereafter. Not only was he a reputable hair-stylist, but he was known to put his clients ‘at ease’ when designing their hair. Thus, his constant development in hair products gained Dean more than a reputable product world-wide, but his clients and customers were, and still are, able to have the most manageable hair because of some of his hair formula. For some of the best hair products he developed his company Wen® by Chaz.

Women’s hair conditioners

With some of his interests in women’s hair products such as hair conditioners, he’s perfected the best solutions for problem areas such as detangling hair, more shine, and more manageable hair styles.

With Wen® by Chaz, the WEN® Cleansing Conditioners revolutionary elements not only hydrate the hair but give it that extra shine that women want in their hair conditioners. It’s a beautiful cleanse for any women using it.

Some of the ingredients the Wen® by Chaz has is a humectant; this allows for moisturizing effects which the hair needs. In fact, the formula includes glycerin and chamomile extracts along with wild cherry bark. Additionally, with the chamomile extracts, it soothes the hair while giving the hair some calming properties it also needs. At the same time, the wild cherry bark is formulated to assist with the conditioning of the hair. Other extracts that the conditioner is formulated with are rosemary extract and panthenol, both formulated to soothe the hair as well as strengthen and restore it. This combination in Wen® by Chaz conditioners are ideal for women who want the most out of their hair conditioning products and more. More information available on wen.com. For updates, follow Wen on Twitter.


Key Elements About Sam Boraie

Sam, a renowned real estate developer has been focusing mainly on urban growth. The son of Omar Borarie holds an influential position at Borarie Development. Omar, an Egyptian bred entrepreneur is known to have founded the venture where he serves as the Chief Executive Officer. Sam Boraie alongside his two siblings and other prominent persons serve as Vice Presidents in the business.

Sam Boraie’s unrelenting attention in real estate together with his colleagues triggers them to redefine development in the main cities they settle on. They endeavor in a wide array of projects such as; office spaces, apartments as well as retail. Although in the past they have been mainly in Brunswick area, they are slowly settling on Atlantic City area, even as the State recovers from their former situation of economic recession.

Sam’s Focus in Philanthropy

While Sam channels much of his energy in business, he still takes on some significant charitable works. State Theatre of New Jersey is one of the main organizations where he directs loads of positive energy. He and other locally based entrepreneurs sit in the Board of Trustees of the organization. In fact, it is right to say that Sam Boraie family and the development company are the main supporters of the same.

Sam also has a hand in Elijah’s Promise, an organization that makes all efforts to eradicate poverty all over the New Jersey State. The company’s main objective has been to deal with food shortage, create business opportunities for the populace and also create awareness on the need to embrace the jobs. When it comes to planning for the company goals and implementation, Sam is always involved as sits on the Board of Directors.

Urban Work Strategy in Brunswick

The area is a beneficiary from Borarie Development especially on the formerly neglected areas around the state. When he went to Brunswick for his PhD forty years ago, Mr. Omar saw opportunities in the University town, and such are the ones that his family firm is exploiting. The New York-design apartment tower being raised at One Spring Street is simply matchless. The town has not known such thrilling beauty before.

The apartments are meant to have 120 houses of one, two and three bedrooms, having more of the two bedrooms of various designs. It is the big thing around the town and sales for the houses have already begun. At Borarie, they enjoy exploiting that underutilized parcel to bring value to it. They are also committed to coming up with unique structures for the sake of expansion and urbanization.


The Borarie Development has had great society influence. They have employed between 11 and 50 people. Notably, the firm has realized commendable success over the years, which is attributed to the able leadership. The family business has also played a central role in developing Brunswick area, where Mr. Omar, the far-sighted icon had seen the vision and was thought to be crazy in his attempt implement his dream. Right now what the company has offered is just a tip of the iceberg as there are many more mind-blowing projects underway.