Category Archives: Community Banking

National vs Community Banking & What’s The Best Route For You

When it comes to banking, there are numerous ways of achieving the desired results. Despite what the economy is looking like right about now, the banking industry has been able to maintain thanks to the availability of advanced technology. This technology allows us as a people to do our banking at anytime of the day or night. Fortunately, community banking has stepped it’s game up big time and is now offering many of the same services that were once used only by the larger national banks. Unfortunately, national banks have been a slow decline throughout the years because of it’s higher rates and overcrowded feeling. When you compare these two distinct institutions against each other, it’s the community banks who are performing the best.

NexBank Capital is one of the most successful community styled banking institution in the country and it’s setting a new tone for how banking is done. Being run by President and CEO John Holt, this affluent bank has been steadily climbing the ranks when it comes to financial centers thanks to it’s overabundance of innovative services. The bank has an estimated $4.0 Billion on assets and it was involved in one the nation’s most successful loan programs known as “The Affordable Housing Loan Program.” NexBank offered up to $50 Million in loan support for lower income families with limited mortgage access.

John Holt represented NexBank well as the 5th Annual Strategic Opportunities and M&A Conference last year where he served as a panelist. This special event is dedicated to community banking as consultants, bank leaders, and advisors discus any and everything about the industry. Nothing is left off topic or up o chance either, which is helped this style of banking become the powerhouse that it is today.